Affirm Holdings reported its most profitable quarter ever in Q4 FY2026, with revenue reaching $1.2 billion, up 45% year-over-year, beating market expectations.

Affirm Holdings Submits 2026 Fiscal Year 10-K Annual Report to SEC

CEO Max Levchin said in a call with investors that Affirm still has significant growth opportunities in the merchant space and in consumer adoption, which could further drive up gross merchandise volume.

Affirm (NASDAQ:AFRM) said its fiscal fourth quarter was its most profitable ever, excluding the release of a tax valuation allowance, as the buy now, pay later company pointed to continued momentum in its core business and outlined product, merchant and international expansion priorities. Founder a

Affirm (NASDAQ:AFRM) said its fiscal fourth quarter was its most profitable ever, excluding the release of a tax valuation allowance, as the buy now, pay later company pointed to continued momentum in its core business and outlined product, merchant and international expansion priorities. Founder a

Affirm Holdings closed out fiscal 2026 with its most profitable quarter in company history, reporting revenue of $1.2 billion, up 45% year-over-year.…

Buy now, pay later company Affirm (NASDAQ:AFRM) beat Wall Street’s revenue expectations in Q2 CY2026, with sales up 33% year on year to $1.17 billion. On top of that, next quarter’s revenue guidance ($1.21 billion at the midpoint) was surprisingly good and 3.6% above what analysts were expecting. Its GAAP profit of $4.62 per share was significantly above analysts’ consensus estimates.

Affirm Holdings expects FY27 revenue to exceed $5.440 billion, beating the $5.287 billion estimate. Gross merchandise volume (GMV) is projected to be more than $64 billion for the fiscal year. The revenue-to-GMV ratio is seen at 8.5%, indicating platform monetization efficiency.