The approval of a spot XRP ETF by the SEC could ignite a surge in XRP’s price and institutional demand, transforming the crypto landscape and market dynamics.

A newly surfaced regulatory filing from the Charles Schwab Family of Funds has put several $XRP exchange-traded funds in an unusual institutional role. According to a Form N-MFP3 filed

A Schwab N-MFP3 filing shows four XRP ETFs pledged by JP Morgan and Bofa as collateral against $3.99 billion of repo.

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Goldman Sachs has returned as a top institutional holder of XRP. Discover the significance of this shift in their investment strategy.

XRP's price increased by 3.77% to around $1.43 on September 9, driven by increased whale activity, spot ETF inflows, and bullish derivatives positioning. Large holders are accumulating XRP, supported by $1.55 million net inflows into U.S. spot XRP ETFs. This growth occurs despite low chances of the U.S. CLARITY Act passing in 2026, with a Senate vote set for September 15. Technically, XRP is testing resistance near $1.43, with potential to rise further if it breaks this level, but failure could see a drop toward $1.35 support.

XRP price increased by 3.77% to $1.43, driven by $1.55 million inflows into XRP ETFs and a rise in whale trading activity, even as the US Senate's CLARITY Act bill faces low chances of passing in 2026. On-chain data shows the whale-retail transaction spread widened to 45.8%, indicating more large transactions. Technical indicators suggest a bullish trend with potential resistance at $1.69 and a possible rise to $2.13 if buying momentum continues. The market remains cautious due to geopolitical tensions and legislative uncertainty, but ETF inflows and whale purchases support XRP's price gains.

Shares of four U.S. spot XRP ETFs from Grayscale, Canary, Franklin, and Bitwise are being pledged as collateral in repurchase agreements worth nearly $4 billion by a Charles Schwab money market fund. This marks a significant increase in XRP ETF collateral from just $35,973 in April to over $8 million by August 31, reflecting growing institutional acceptance. The collateral is used in short-term lending, not direct ETF purchases, signaling that XRP ETFs are becoming part of mainstream short-term funding markets. This development comes amid regulatory progress for XRP, with a Senate vote on the CLARITY Act and recent SEC recognition of XRP as a commodity, making upcoming filings important to watch.

XRP exchange-traded funds (ETFs) showed increased institutional use and investor interest on Sept. 8, with $11.39 million in XRP ETF shares reported as collateral in Charles Schwab's repo agreements involving JPMorgan and BofA Securities. Separately, XRP ETFs attracted nearly $2 million in net inflows during the same day, contrasting with outflows in larger crypto ETF categories like Bitcoin. This dual development highlights XRP ETFs' expanding role in U.S. markets, supported by cumulative inflows of $1.69 billion and growing institutional exposure. Future reports will clarify if this trend continues as XRP ETFs gain traction among investors and financial firms.

XRP ETFs drew nearly $2 million as a Schwab fund disclosed $11.39 million of ETF shares securing Wall Street repo agreements.

US crypto ETF inflows reveal a sharp contrast as XRP ETFs gain steady funds while bitcoin and ether ETFs face notable outflows.

Charles Schwab's recent filing revealed nearly $4.8 million worth of XRP ETF shares used as collateral in its Prime Advantage Money Fund, including products from Grayscale, Canary, and Franklin. This does not confirm direct purchases by Schwab but highlights increasing institutional exposure to XRP-linked ETFs. Other firms like Clear Creek and Leisure Capital also reported holdings in XRP ETFs, showing broader institutional adoption despite XRP's price being about 60% below its peak. The use of XRP ETFs as collateral indicates growing integration of these products in institutional portfolios and financing structures.

XRP ETFs perform better than Bitcoin, Ethereum, and Solana during a session. But cumulative figures reveal a different balance of power.

Whale accumulation and 2M-plus daily ledger transactions are improving XRP’s setup as traders watch a $1.40 breakout toward $1.46.